I am trying really hard to stick to a budget and not spend money on useless crap. I have pretty much cut out buying coffee from Starbucks and Caribou, I am not going to buy disposable clothes, and I am trying not to eat out as often.
Today I went through my magazine subscriptions and found a bunch that I am not going to renew and discovered that a lot of them that tell me I need to renew immediately are renewed already until 2011.
I am also going through my books and listing the ones that I will never read again on Amazon Marketplace.
I have already cleaned out my closet, bagged up old clothes to donate to charity and then went through again and purged some more. I realized that I got rid of a bunch of clothes that I never even wore. That is disposable my clothes have become. I need to be a lot more careful with stuff like that.
The biggest thing this year will be attempting to pay down/off the majority of my credit cards. I need to think about my spending before I just jump in head first. I always charge stuff with the thought that I will deal with it later.
I really don't think I need to worry about money as much as I am, but it is hard to sleep sometimes because I have all of these thoughts about money going through my head. I want to be proactive and hopefully be able to breathe a little bit easier.